The Coronavirus pandemic is affecting small businesses in a variety of ways. From loss of business to remote work, things are changing fast during the COVID-19 outbreak and businesses are being forced to adapt.
We’ve pulled together a list of resources to help you and your business during this time. We’ll continue to add to the resource list as more opportunities become available. Please feel free to share any resources you find.
- Coronavirus Aid, Relief, and Economic Security (CARES) Act
- PA State Department Resources
- Coronavirus Tax Relief
- Financial Assistance
- Emergency Funds & Grants
- Entrepreneur Resources
- List of Shared Resources
- Special Offers (services, software, etc)
- Ways to help the Pittsburgh Community
Coronavirus Aid, Relief, and Economic Security (CARES) Act
- To help small business owners and entrepreneurs better understand the new programs that will soon be available to them, the U.S. Senate Committee on Small Business and Entrepreneurship has created a comprehensive guide to many of the small business provisions in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress.
- The U.S. Chamber of Commerce Foundation has created a Coronavirus Emergency Loans Guide and Checklist for Small Businesses and Nonprofits in response to the passage of the CARES Act and the Paycheck Protection Program.
- For an article that describes the CARES Act in simpler terms, check out this Medium post.
PA State Department Resources
- COVID-19 Business Resources (PA Department of Community and Economic Development Business Resources)
- The COVID-19 Working Capital Access (CWCA) Program is administered by the Pennsylvania Industrial Development Authority (PIDA) and provides critical working capital financing to small businesses located within the Commonwealth that are adversely impacted by the COVID-19 outbreak.
Coronavirus Tax Relief
- The IRS has established a special section focused on steps to help taxpayers, businesses and others affected by the coronavirus.
- The U.S. Small Business Administration is providing low-interest Economic Injury Disaster Loans to qualified Pennsylvanian small businesses experiencing economic injury as a result of the coronavirus. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the COVID-19 impact.
- The U.S. Small Business Administration Eastern Pennsylvania District Office and the Chester Delaware Counties SCORE Chapter will hold webinar training on the SBA Economic Injury Disaster Loan (EIDL) Program for small businesses and private non-profits due to COVID-19. The webinar will be held each weekday (12 PM – 1:30 PM) starting on Tuesday, March 24 through Friday April 3. Login Information: https://score.zoom.us/j/723846010
- The Pennsylvania Small Business Development Centers is also hosting a daily webinar (March 30 – April 3, 9 AM) designed to help small business clients understand who is eligible for an SBA Emergency loan and how to apply.
- Duquesne Small Business Development Center has compiled a resource document to assist businesses with completing an application. The center is also offering to answer questions and assist with identifying necessary documents for the online application.
- Starting Wednesday, March 25th, CWE will be offering telephone counseling hours dedicated specifically to answering questions and assisting with applications for the SBA Economic Injury Disaster Loan (EIDL). To schedule an appointment, complete the New Client Signup online and select the SBA Economic Injury Disaster Loan (EIDL) scheduler.
- Hebrew Free Loan Association of Pittsburgh has announced a Coronavirus Financial Bridge Loan Program to provide interest-free loans on a nonsectarian basis for up to $5,000 to residents of Allegheny, Beaver, Butler, Westmoreland, Washington, and Armstrong counties who are facing financial challenges caused by the COVID-19 outbreak.
- Applicants must have a family income lower than $115,000.
- Coronavirus Financial Bridge Loans are repayable in monthly installments of $150–250 depending on the size of the loan.
- A cosigner is required for all loans, unless the borrower is a homeowner with a credit score of 670+.
- Urban Redevelopment Authority’s loan program assistance for current borrowers and non-borrowers. URA halting small business loan payments for URA borrowers — see “Resources for Businesses” section for information and additional support.
- Honeycomb Crowdfunded Small Business Relief Loan. Community-sourced loans for small businesses impacted by the coronavirus (COVID-19)
- Kiva loans up to $10,000 at 0% interest. Contact the Riverside Center for Innovation. www.riversidecenterforinnovation.com
- New Sun Rising (NSR) Crisis Mitigation Relief Fund will provide $1,000 – $5,000 loans to small business and nonprofit leaders who demonstrate critical economic needs as a result of unemployment or underemployment due to the COVID-19 crisis.
Emergency Funds & Grants
- Emergency Fund for Artists by the Greater Pittsburgh-Arts Council
- Artists living in Allegheny, Beaver, Butler, Washington, Lawrence, Indiana, Greene, Fayette, Washington, and Westmoreland counties are eligible.
- Financial losses due to cancelled events, including performances in all performing arts, disciplines, readings, and speaking opportunities
- Offsetting loss of income for teaching artists who could not teach during this time because of cancelled classes and school closures
- Facebook Small Business Grants Program (TBA). Offering $100M in cash grants and ad credits to help during this challenging time.
- Managed by The Pittsburgh Foundation, which is also a contributor, the Emergency Action Fund, which has grown to more than $5 million and is receiving donations daily, will provide financial support quickly to nonprofits and government agencies. Emergency Action Fund applications will open April 1, 2020.
- “Business as Usual” daily webinars from the Pittsburgh Technology Council – Learn directly from state representatives, local CEOs and others experts about ways to keep up with more of a sense of “business as usual” throughout the COVID-19 crisis.
- The Harvard Business Review has distilled the following 12 lessons to Lead Your Business Through the Coronavirus Crisis. The article discusses responding to unfolding events, communicating, and extracting and applying learnings.
- We realize that restaurateurs and small business alike are adjusting their ways of delivering services at this time. Join Bridgeway Capital for an upcoming Marketing Strategies Webinar Series aimed at fostering your business continuity and digital marketing methods during COVID-19.
- Association of Fundraising Professionals Western Pennsylvania is hosting a series of webinars that will cover strategies for engaging donors and sustaining fundraising efforts during these uncertain times. View upcoming webinars here.
- Curio412 presents a free six-part virtual roundtable on response and resiliency in the wake of the COVID-19 outbreak. Small to midsized nonprofit professionals, small business owners, and community leaders are invited to virtually gather together during this difficult time. Each session will feature 30-40 minutes of strategies, tools, and tips for the well-being of your organization and provide the remaining time and space to connect with and support local organizations. Register here for an upcoming session.
- Office hours. Kit Mueller’s newsletter: For local founders seeking experienced mentorship via virtual office hours. Sign up here. Kit is also launching a weekly, free webinar series entitled, What Pgh Founders Need to Know, beginning Thursday April 2nd.
- Schedule virtual technical assistance for creatives by the Creative Business Accelerator, Bridgeway Capital. Email: Katie Johson at Kjohnson@bridgewaycapital.org
- COVID-19 Small Business Preparedness Checklist
- U.S. Chamber of Commerce: Coronavirus Small Business Guide
- Partner4Work provides a number of resources for businesses, workers, job seekers, and youth as companies face both downsizing and upsizing their workforces.
- Product Hunt’s Makers Festivals – Work From Home edition – submissions close April 16.
- The Pittsburgh Financial Empowerment Center is providing a free one-on-one financial counseling session to help you devise a plan of action that will work for your unique situation.
List of Shared Resources
- Shine Registry, COVID-19 list of resources
- Carnegie Library of Pittsburgh – COVID-19 Resources: Pittsburgh Job, Business, and Nonprofit Resources
- Community Resources in Pittsburgh responding to COVID-19
- Allegheny Conference – Pittsburgh region response to COVID-19
- Urban Redevelopment Authority – COVID-19 Resources (including information about the Housing Stabilization Program)
- New Sun Rising’s list to support small businesses, creatives, and small businesses in need
- COVID-19| Financial Resources Available to Allegheny County Residents
Special Offers (services, software, etc)
- Adobe Creative Cloud – 2 months free
- Atlassian – free collaborative work from home tools
- Calendly – free virtual meeting integration
- Cisco Webex Video Conferencing
- 6 month free trial Microsoft Office 365
- Safety4Data – 3 months of free data transfer and encryption services
Ways to help the Pittsburgh Community
- Pittsburgh Community Food Bank responding to the needs in our community
- 412 Food Rescue Response to COVID-19 – Volunteer
- Greater PGH Restaurant Workers Emergency Fund organized by Taylor Stessney
- NEXTPittsburgh’s Guide on How you can help others in Pittsburgh during the coronavirus crisis
- Pittsburgh Covid-19 LGBTQIA Emergency Relief Fund organized by SisTers PGH
- Emergency Fund for Artists – Greater Pittsburgh Arts Council
- Pittsburgh City Paper – Support local restaurants by ordering takeout and/or curbside pickup
- Pittsburgh Virtual Tip Jar Listings
- Pittsburgh Mutual Aid – Pittsburgh Mutual Aid is a collective of organizers and individuals who are coming together to assist the community during the COVID-19 crisis through providing economic relief. This fund aims to deliver at least $5k a week to those in Pittsburgh who are in need because they have lost income due to the COVID-19 crisis.